Payment options
How to pay
We can accept credit and debit payments on the following cards, if issued in the UK:
- Maestro
- MasterCard
- Visa
- Visa Debit
- Visa Electron
- Solo
- American Express
Our stores also accept High Street vouchers, DUET cards and Edge. Unfortunately Edge can not be accepted in Channel Island or Isle of Man stores.
Your card will be debited when we despatch your order to your selected address, or to your local store.
If you are picking up your order from a local store, you will need to go in person, and take with you the payment card you used to pay online as well as your order number. These requirements are for your peace of mind, as they allow us to ensure your details are completely secure.
Interest-free Credit* - in-store only
Please note, interest-free credit is not available for purchases made online, only in stores.
0% interest-free credit is available on full-priced purchases of £200 and over. Available in selected stores and subject to status. This service is not available in Eire.
Example:
| Months | Minimum Spend | Minimum Deposit | Amount of Credit | Min.Monthly Repayments |
| 9 | £200 | 10% | £180 | £20 |
| 12 | £1,000 | 20% | £800 | £66.67 |
0% APR Typical
*Terms and conditions apply, ask in store for details. The interest free credit product is available subject to approved credit limit. Credit provided under an interest free credit agreement. In order to take out an interest free credit agreement you must first take out a H.Samuel card agreement, though there is no obligation to receive a H.Samuel card. Credit is subject to status to UK residents aged 18 and over. Credit provided by GE Money, a trading name of GE Capital Limited, 6 Agar Street, London WC2N 4HR. Registered in England. Company No. 1456283. Retailer is Signet Trading Limited, trading as H.Samuel, 15 Golden Square, London W1F 9JG. Registered in England. Company No. 3768979.
Refunds
Please see our Returns & Exchanges section for more details on how refunds are carried out.
Verified by Visa / MasterCard SecureCode
Our online transactions are Verified by Visa to give you extra peace of mind. When you reach the payment page, you will be given the option of signing up to Verified by VISA to make sure that using your card online is safe, simple and convenient.
It is a new service that allows you to protect your card with a password. You can sign up using your existing card and use this with each H.Samuel transaction, but you can choose not to use it at all.
Please note orders will only be despatched once we have authorisation from your payment card issuer. We will not be liable for delay or non-delivery that arises as a result of authorisation problems.
Pricing
Prices throughout the website are quoted in Pounds Sterling, and payment can only be accepted in Pounds Sterling. Prices include VAT; delivery and packing costs and will be added to the total.
For more information on our payment terms, please see our Store Card Summary Box.